Buying your home in Burleson with Will & Co. Realty

	When you're ready to get started, simply contact me here or send e-mail to 1willhz@sbcglobal.net. I'm glad to answer any questions you have about this information.

Step 1 – Prepare to buy a home
There are many things you should consider before commencing your home search. When you begin your search, you'll want to create an outline of items you want, get a feeling for what neighborhoods and school districts you'd like to live in, and begin working on your budget. A good rule to follow is that your mortgage payment should be no more than 30 percent of your monthly income.

Step 2 – Get with a real estate agent in Burleson
This is where Will & Co. Realty comes in. I'd be more than happy to set up a time to meet with you and talk about your real estate needs and get an idea of your upcoming plans. We'll discuss neighborhoods, schools in the Burleson area, the mortgage industry, and any additional economic factors that may affect your buying decision today or in the future.

I can also help you facilitate the loan process. I partner with some of the finest mortgage professionals in Burleson, so you can rest assured that you're in great hands. They will assist you in figuring out which kind of loan is best for you and help you get qualified.

Step 3 – Begin your search
After our initial meeting, I'll start searching for available homes on the market that are great for you. I'll preview many of the homes and remove the duds, and then we'll set up appointments to tour the homes at a time that's convenient for you.

As we tour houses, I'll call attention to positive features, as well as negative ones. I'll even ask you about things you like and dislike. Usually, buyers revise their wish list as we tour homes and some things become far more substantial than others. If such is the case, I'll look through all the listings once more and narrow it down to the home of your dreams.

Step 4 – Know the market
My understanding of the Burleson housing market is an indispensable resource in your house search. I'm mindful of all the schools and neighborhoods, and I will communicate what neighborhoods are "hot" and warrant immediate action and the ones that are "cold" and allow for thoughtful consideration.

When we tour homes, I'll be sure to tell you if the asking price has room for negotiation or if I believe the house is "priced to sell." Trust your instincts and be sure to ask your agent lots of questions, as any real estate agent in Burleson will convince you they understand the market. If it appears they don't know everything, contact me at 817-295-5330 or e-mail me at 1willhz@sbcglobal.net, and I'll be glad to answer any questions you might have. My market knowledge will help you stay a step ahead through the entire deal.

Step 5 – Find the house you've been looking for
I'm confident we'll find the home of your dreams in the Burleson area. When that happens, I'll meticulously develop your purchase offer. The offer will be tailored with your needs in mind, including many contingencies, such as obtaining financing, carrying out the inspection, and a clean title.

When we present your offer, you'll probably want to present "earnest money." This is a cash deposit submitted to the seller to secure the offer to purchase the property and is usually applied to the closing costs. If your offer is accepted, we should close on the home about 30 to 60 days afterward. This allows ample time for your mortgage financing.

Step 6 – Negotiate
Unfortunately most deals don't close on the first offer, and it's very common to receive a counter offer. But don't let this alarm you. We'll consider whether or not to accept the counter offer, submit our own counter offer, or reject the seller's offer and go on.

How aggressively we negotiate the contract depends on market conditions. We'll also work within your financing constraints. And at the end of the day, we'll put together a deal that works well for you.

Step 7 – Obtain your loan
Upon signing the contract, you'll start working with your lender to close the loan. This won't take long at all if you've been pre-qualified, but you should to stay in close contact with your lender. And I'll sort out all the property information your lender will need to close the loan.

Step 8 – Close the deal
You'll get a Good Faith Estimate (GFE) of your closing costs from your mortgage lender within three days of taking your application. This estimate rests on the loan amount. RESPA requirements mandate that it has to include all closing costs and fall within a tight range of accuracy, and I'll review the estimate and let you know if everything looks adequate.

Then we'll close on your home. This will likely happen at a title company or escrow office and is often a smooth and peaceful affair.

Step 9 – Move in
Congratulations! It's time to move into your new home. Enjoy it. And if you need anything or have any questions, make sure you contact me at 817-295-5330 or send me an e-mail.